Build your credit with a Vanquis Credit Card

  • You'll start with an easy to manage credit limit between £150
    and £1,000^.
  • You could get a Credit Limit increase on your 4th statement*^.
  • And further increases every 4 months, up to £3,000*^.
  • A Friendly UK Customer Service call centre.
  • Online and SMS Account Management.
Representative 39.9% APR (variable)


Vanquis Bank - About Us

  • We've already helped over 1.8 million people in the UK get the credit they deserve. So, if you are new to credit or have bad credit or a poor credit rating, we could help you too.
  • Part of the Provident Group
    and UK based with our
    Head Office in London
    and Call Centres in
    Bradford and
More Info

Proud winner of the
Credit Today
Credit Card Provider of the Year
for the last 4 years

I am very pleased with all aspects of my dealings with Vanquis. Very happy to use and tell others of my Vanquis account.

I have had very good customer service from Vanquis. Very helpful and easy to get information and the staff are very friendly.

* To be considered for a credit limit increase, please keep all your credit agreements in order by paying on time, making use of your existing credit limit without going over your limit, and not taking on too much debt elsewhere. This is only a guide and meeting these criteria does not guarantee you a credit limit increase.


Important: Credit is subject to: status; telephone contact; confirmation of name and address; not already holding a credit card issued by Vanquis Bank; no reasonable suspicion of fraud, and is only available to UK residents who are at least 18 years of age and are not legally restricted from obtaining credit e.g.because of bankruptcy. Please read the Summary Box and Terms and Conditions for full financial details.


Improve your credit rating

How can I improve my credit rating if I can’t get credit?

We designed our Vanquis Visa Card especially for people like you. Even if you've been turned down elsewhere, or have had bad credit problems in the past, we might still be able to help. If you manage your card by keeping to your limit and staying on top of your payments, you'll be able to build credit history and improve your credit rating for a brighter financial future.

Credit Information Resources

Credit Information Resources

Worried about bad credit? It is possible to change your situation.


Our Credit Information Resources focusing on Bad Credit provide a series of useful and informative resources including quizzes, videos, FAQs and mythbusters to help you better understand bad credit and what you can do about it.

^ Credit Cards are not suitable for long-term borrowing or financing existing debt.


Vanquis Visa Card is issued by Vanquis Bank Limited. Vanquis Bank can be contacted at its registered office, which is at No. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU. Registered number 02558509 England. VAT number 180555952. Vanquis Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 221156).


© Vanquis Bank Limited 2014