Build your credit with a Vanquis Bank Credit Card

  • You'll start with an easy to manage credit limit between £150 and £1,000
  • You could get a credit limit increase on your 4th statement and further increases every 4 months, up to £3,000. Conditions apply see below*
  • We've already helped over 800,000 people like you get the credit they deserve

typical 39.9% APR variable based on a typical credit limit of £250

Vanquis Bank - friendly and helpful

  • We have helped over 800,000 people who are new to credit or have been turned down for credit
  • We provide a sensible way to stay in control of your money
  • We aim to provide a reliable financial service
  • We are a UK based company, with our Call Centre in Chatham and our Head Office in London
  • We are part of the Provident Financial Group, founded in Bradford more than 130 years ago

Vanquis provide a really helpful service I’ve had dealings with other card providers and when I compare you I can’t fault your service.

Mrs D, Sherborne

Charity work

We like to do our bit to help make the world a better place. So we support some important community projects in the UK and Africa.

Repair your credit rating

How is my credit rating calculated?

Whenever you apply for credit, the credit card company or high street store will probably check your credit score using information from a credit reference agency like Experian, Equifax, or Call Credit. They give you a credit score using a points system based on your credit history. If you get a low credit score, you may have trouble obtaining credit.

Find out more

Credit news

* To be considered for a credit limit increase, please keep all your credit agreements in order by paying on time, making use of your existing credit limit without going overlimit, and not taking on too much debt elsewhere. This is only a guide and meeting these criteria does not guarantee you a credit limit increase.