Credit Advice

The Right Credit Card for You?

We’ll help determine exactly what credit card you need and what you can afford. Take a look at these credit profile examples to see which seems the most like you.

Find out more right pointer
The Right Credit Card for You?

Your Guide to Credit Cards

These credit card guides will give you a quick and clear overview on everything from applying for your first credit card and adverse credit history to improving your credit score.

Find out more right pointer
Your Guide to Credit Cards

Improve your credit rating

Follow our simple steps and start building the credit rating you deserve.

Find out more right pointer
Improve your credit rating

How credit is calculated

Whenever you apply for credit we review your credit bureau data and use a technique called credit scoring to assess your application. The score is based on your credit history. If you get a low credit score, you could be declined.

Find out more right pointer
How credit is calculated

Financial management

Our Visa Card is just the first step to building your credit rating. Here are some straightforward measures that you can use to really help yourself stay in control of your finances.

Find out more right pointer
Financial management

Card security

Being secure is a big part of feeling in control. Our tips will help you avoid fraud and identity theft.

Find out more right pointer
Card security

* To be considered for a credit limit increase, please keep all your credit agreements in order by paying on time, making use of your existing credit limit without going over your limit, and not taking on too much debt elsewhere. This is only a guide and meeting these criteria does not guarantee you a credit limit increase.

 

Important: Credit is subject to: status; telephone contact; confirmation of name and address; not already holding a credit card issued by Vanquis Bank; no reasonable suspicion of fraud, and is only available to UK residents who are at least 18 years of age and are not legally restricted from obtaining credit e.g.because of bankruptcy. Please read the Summary Box and Terms and Conditions for full financial details.

 

Vanquis Visa Card is issued by Vanquis Bank Limited. Vanquis Bank can be contacted at its registered office, which is at No. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU. Registered number 02558509 England. Consumer Credit licence number 532364. VAT number 180555952. Vanquis Bank Limited is authorised and regulated by the Financial Services Authority.

 

© Vanquis Bank Limited 2013