Responding to the CCJ Process

Want to know what happens when you receive a County Court Judgment (CCJ) in England & Wales or Northern Ireland? Take a look at the flowchart below to find out more about the CCJ process.

This flowchart takes you from the moment you receive a County Court claim form in the post right the way through to the resolution of the CCJ inside or outside of court.

If you'd like to find out some of the things you can do to help you regain control of your financial situation after you've been through this process, take a look at our recovery tips.

For more information, take a look at our FAQs or our myth buster.



If you've received a CCJ and would like to find out more about how you might be able to begin regaining control of your finances, take a look at our recovery page.

Build your credit with a Vanquis Credit Card

  • Manageable starting Credit Limit of between £150 and £1,000^.
  • You could get Credit Limit increases every 4 months up to £3,000*^.
  • Exclusively UK based Customer Service.
  • Online account servicing & SMS alerts.

Representative 39.9% APR (variable)

World Vanquis credit card with slant mirror effect