Refused credit? Vanquis could be the solution to help you get credit

Many people find us after they have been refused credit by other companies. Perhaps you need credit, but because you have a poor credit history or no credit history, or are on a low income, credit cards might seem out of your reach.

You might have heard the term ‘sub prime credit’ – industry-speak for someone with no credit history or poor credit history; who finds it difficult to obtain credit from mainstream lenders. At Vanquis we see things differently and treat each case on its own merit. Don’t take our word for it - see what some of our customers say:

"I had bad credit, not through my own fault and you gave me a chance. You gave me a good credit limit that I can manage. And on the phone you are very polite. I introduced my husband to Vanquis he's very pleased too."

Mrs N, London

"I'm delighted with the service; no one else is as polite as Vanquis. I think you're wonderful. I've never before had such politeness from customer services. And whenever I use your card I can do so with the confidence that having your card in my pocket gives me. At 77 I know I can always pay my way."

Dr H, Horton-le-Spring

"Vanquis provide a really helpful service. I've had dealings with other card providers and when I compare you, I can't fault your service...and I don't say that lightly.”

Mrs D, Sherborne

"I must comment on Katie's courteous and professional manner in which she dealt with my problem. I commend you for employing her - a perfect employee."

Mr H, Woking

“I missed a payment and your agent was very helpful, very friendly and very efficient. They made me happier than I was before the call. Thank you.”

Mr S, Warrington

“Thank you for the credit limit increase, I am very happy with your service, thanks for looking after me.”

Mr B, North Shields

“Thank you very much you've been really helpful. It's been nice talking to you!”

Mrs M, Redruth

If you need credit but have been refused credit elsewhere, don’t worry. You can apply online for a Vanquis Visa Card, it only takes about 5 minutes to apply and we’ll give you a response in 1 minute.

Apply now