Do you have a poor credit history or previously suffered from bad credit? A credit card could still be an option with the Vanquis Visa Card.
If you have a history of bad credit, a credit card could seem beyond your reach. In today’s world a credit card is often the most convenient and secure way of buying; allowing you to buy online, over the phone and spread the cost of everyday purchases. Our Vanquis Visa Card is designed for people with no credit history or who have previously had bad debt.
Many people find it hard to get credit. It maybe that you’ve had difficulties in the past and have a record of bad debt. Credit card companies may have turned you down due to a bad credit history or because you’re new to credit with no credit history, you’re on a low income or retired. Perhaps you’ve never wanted or needed credit in the past? Whatever the reason, if you apply for a Vanquis Visa Card we’ll take a fresh look.
At Vanquis, we aim to understand individuals’ circumstances. We’ve already helped over 300,000 people in similar situations. We’ll consider you if you have a bad credit history, credit card problems, previous CCJ’s, or other credit issues. We’ll consider each case on its own merit.
If you’re new to credit, or have had bad credit in the past, you may be nervous about getting out of your depth. Vanquis credit cards provide manageable credit limits to help you stay in control. Our customer service agents are on hand should you have a concern – whether it’s a question about your account or a difficulty making a repayment, we’ll do our best to help.
Vanquis is a UK bad credit credit card provider that specialises in trying to help our customers build a better credit rating. So a credit card could be just a click or two away – why not apply online now?
Our Visa Card comes with these great benefits:
- No annual fee
- A credit limit assigned at a fixed amount to help you stay in control
- Up to 56 days interest free on purchases
- Free additional cardholder
- Free fraud monitoring - we'll warn you of any suspicious activity on your account
- Chip & PIN technology for added security whenever you use your Card
- Visa is widely accepeted in the UK and abroad
- Convenient for paying online and over the phone
- Friendly UK call centres
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Terms and Conditions
You must be over 18, a UK resident and have a landline phone number. We recommend you have your salary, banking and employment address details to hand to avoid any delays in applying.