By signing up for store credit cards, people might increase their chances of facing debt problems, according to one expert.
Peter Sargent, president of the trade body R3, suggests that the financial knowledge possessed by the shop assistants offering people the opportunity to get credit may not be very strong.
He commented: "While these cards are presented as innocuous, they can lure vulnerable people into debt.
"They should only be sold by people who have been sufficiently trained to sell financial products."
Meanwhile, a government-backed consultation concerning the issue of credit cards has recently received the backing of Mr Sargent's organisation.
Earlier this week, Martin Bamford, a chartered financial planner at Informed Choice, noted that when it comes to credit card borrowing, individual consumers need to take at least some responsibility for their spending habits.
People should aim to focus on careful money management, he went on to say.
Posted by Tom Burroughs.
