Consumers 'should efficiently deal with credit card debt'

Consumers should take action to effectively respond to any credit card debt issues that they may have, it is believed.

According to moneysupermarket.com, it might be a good idea for people to make repayments as soon as they are able to do so, if they have not been able to switch their credit card.

Meanwhile, the website also suggests that personal loans may prove an option for those who are not in a strong enough financial position to make a successful application for a new card.

The website's credit card expert Peter Harrison believes that it is important to tackle credit card debt efficiently.

He said: "It is extremely difficult to switch cards at the moment so you need to be savvy about tackling your existing debts."

Research published by moneysupermarket.com has also recently highlighted that a number of UK consumers are looking to reduce their outgoings by spending less money on gym memberships.

Written by Gemma Walker.