Internet savings 'made on mobiles'

Some people could be looking to build a credit rating by reducing their expenditure in order to ensure they are able to keep on top of their outgoings.

However, it is not necessary to completely cut back on all consumer spending, as being credit active can prove to lenders the individual is reliable and capable of sticking to a budget.

Some people could be more likely to look for deals and shop around before committing to a purchase as a result of this.

Indeed, new research from the British Retail Consortium suggests some UK adults are doing this while on the move.

Web searches from mobile phones and media tablet devices such as the Apple iPad 2 were found to have increased by 169 per cent year-on-year in the final quarter of 2011.

This may indicate Brits are increasingly save-savvy online, as a recent survey conducted by Kelkoo found the UK is one of the biggest-spending countries in Europe when it comes to internet shopping.