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Festive List

Festive Spending Through the Years

From moon shoes to electric roller skates, our festive spending habits over the last 30 years have changed considerably.

 

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Black Friday Revealed

Vanquis Bank reveal how impulse purchasing on Black Friday won’t always get the you the best deal. Read more here.

 

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World Kindness Day 2018: What is the most generous region in the UK

Have you ever asked yourself what kindness mean to you? Living in the modern world means we are always switched on and have so many considerations in everyday life, it can be easy to just focus on ourselves and forget about the people around us and how even a small act of kindness can make their day.

 

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Secret savers, 36% of UK adults save spare cash before considering non-essential purchases

Uncertain futures and complex economic changes are influencing a rising cost of living. And it’s impacting how people spend. Yet, who are the savvy savers and what does this behavioural change tell us?

 

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Paying bills

The positive relationship between credit cards, financial security and money management

Uncertain economic times mean we need to manage our money carefully, and 59% of the UK adults with an excellent credit score see their credit card as a method of financial security and credit building.

 

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Has Brexit changed people’s behaviour towards credit ?

Credit card lending slowed to 8.5% in July – its weakest pace in nearly three years. Is this a reaction to Brexit or are we getting better at money management?

 

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Paying bills

The impact of household bills on debt

Almost 10% (9.08%) of UK adults have been in debt during their life due to the price of household bills. Adults aged 18-34 are the most likely age group to fall into debt to meet the cost of household bills, with 12% claiming this has been the biggest factor behind their debt. Additionally 9.5% of 35-54 year olds and 6.9% of those aged 55 plus admit to falling into debt to meet household bills.

 

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