Your Guide To Credit Cards - Credit Info

We’ve prepared these guides to give you a quick and clear overview of how to get a credit card, what kind of credit cards are available, how your credit score is calculated and how to check it.

We also cover things you can do to improve your credit score, how to go about applying for your very first credit card or what you can do if you've been refused credit, been declared bankrupt or have CCJ’s or any other adverse credit history.

These guides are not intended to give you definitive financial advice. You should not rely solely on the information contained in any guide before making a decision to apply for a credit card or enter into any other credit agreement.

Consult your own financial advisor or an Independent Financial Advisor (IFA) for more detailed advice, contact us or call us on 0330 099 3000. Please click here for opening hours and call charge information. We’ll do our best to explain our own range of products and help you to understand your options.

Mythbusting the Guaranteed Credit Card

Fact or Fiction, the 'Guaranteed Credit Credit Card' is often talked about but is it too good to be true?

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How to Check Credit Scores Guide

The first step in building or rebuilding a credit rating often begins with understanding how your credit history impacts your credit applications. Find out more about the subject here.↗

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How to Reduce Credit Card Debt - Credit Info

Take a look at a selection of tips and hints on how you can reduce credit card debt.

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What are Unsecured Credit Cards?

Read our guide which explains the difference between 'Secured' or 'Unsecured' Credit Cards.

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Do No Credit Check Cards Exist?

Too good to be true? Read our guide to find out the answer.

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Build or Rebuild your credit with a Vanquis Credit Card

  • Manageable starting Credit Limit of between £150 and £1,000^.
  • You could get a Credit Limit increase after your 5th statement and further increases every 5 months, up to £4,000*^
  • Exclusively UK based Customer Service.
  • Online account servicing & SMS alerts.

 

To build your credit rating and be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay your monthly minimum payment on time. Not doing so could harm your credit rating and make obtaining credit more difficult.

Representative 39.9% APR (variable)

World Vanquis Credit Card with slant mirror effect