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Do You Have a History of Bad Credit?
⏩ This page section will give you an insight into how lenders calculate credit and what things to avoid when applying for credit.
County Court Judgments (CCJs)
⏩ This page will provide you with all the information you need to know about County Court Judgments and what to expect.
⏩ Getting a divorce might have an effect on your ability to obtain credit, just when you need it most - here you can find information on what steps may help your credit status through this difficult time.
⏩ Applying for credit for the first time can sometimes be difficult and feel confusing. This page aims to provide you with information that may help you get over that first hump!
⏩ This section aims to provide you with information on the different forms of insolvency such as Bankruptcy, Individual Voluntary Arrangements (IVAs), and others.
⏩ You might find that you're being refused for credit, even though you've never borrowed money before - this page explains what it means to have no credit history and steps to follow to help build a solid rating.
⏩ Having a low or irregular income can affect your ability to access the kind of credit you need - this page is designed to help you understand what you can do to improve your chances of being accepted.
⏩ It can be difficult to gain access to credit when you're new or returning to the UK after an extended period - this page is designed to help you understand your options better.
⏩ Being turned down for credit can be discouraging, but on this page you can find out what can be done to improve your situation and what things to avoid when applying for credit.
If the information provided here doesn't fit your particular situation, please get in touch with one of the independent agencies who specialise in helping people with financial difficulties. Please click here for more information.
The information displayed on these pages does not constitute financial advice. Always do your own research to make sure is is right for your specific circumstances and seek independent advice.