Holiday scams to watch out for

If you’re starting to think about your holidays we’ll tell you which credit card scams to be aware of.

Planning a summer holiday?

Saving up can be the best option when it comes to paying for a holiday. However, choosing to pay with a credit card could give you the flexibility to pay for your holiday upfront and then repay this cost over time. By booking a holidays in advance you can take advantage of cheaper deals and then pay the cost over time but you should always make sure it’s affordable.

If you decide to use a credit card to book a holiday, you should be aware of a number of scams related to holidays. We've detailed a few of the main ones to watch out for.

>Jump to the holiday scams

Before you commit to paying using your card, you should make sure your credit limit will cover the cost. You should also check whether there are any additional costs like transfers from the airport, excursions and other trips.

It’s a good idea to track the price of holidays over time or with different holiday providers to make sure you get the best price. This will give you a good idea of the total cost you’d need to pay. You can then check that you can use your credit card to pay.

Holiday scams to be aware of

As lockdown measures and travel restrictions start to ease in the UK and more people are making travel plans, criminals are taking advantage of the situation and hoping consumers will let their guard down for just a moment.

It’s important that when starting to look for holidays, either a UK staycation or a trip further afield, you’re aware of the current scams that exist. These scams take the form of fake adverts, holiday accommodation that doesn’t exist or false reviews that encourage bookings. If you’re aware of these traps when you start booking, you’ll be ready to spot when a holiday deal seems too good to be true.

Here are four prominent scams to look out for this summer and tips for how you can protect yourself and loved ones from being victims of fraud.

Caravan scams

With a growing demand for 'staycations' in the UK this summer, criminals are setting up fake listings for caravans and motorhomes on auction sites.


If you are looking to purchase one this summer, remember these tips:


• Be suspicious of any 'too good to be true' offers or prices – if it's at a rock bottom price, ask yourself why.


• Conduct your own research before making a purchase. Read reviews of the site or person you're purchasing from if possible, and organise to see vehicles over video call if you're unable to view in person.


• Only use secure payment methods recommended by online travel providers and don't accept requests to pay separately via bank transfer.


The above are points to consider and are not exact recommendation from Vanquis.

Cheap travel deals and discount accommodation scams

Criminals are setting up fake websites offering heavily discounted travel deals and accommodation with the main purpose of obtaining your money and personal information. These websites often look genuine, using professional imagery and often mimicking the look of other reputable websites. Before you make a deposit:


• Be suspicious of any "too good to be true" offers or prices. If it's at a rock bottom price ask yourself why.


• Use the secure payment options recommended by online travel providers and refuse requests to pay separately via a bank transfer.


• Read online reviews from reputable sources to check websites and bookings are legitimate.


• Check the URL of the website for any subtle hints that it might be fake.


• Access the website you're purchasing from by searching it on a browser or typing the URL in the search bar; avoid clicking through links in unsolicited emails. Alternatively you can check website with Get Safe Online check a website tool.


The above are points to consider and are not exact recommendation from Vanquis.

Event ticket scams

As attractions reopen, criminals will try to sell fake or non-existent tickets, especially with many events requiring advance booking these days. If you are going to make a purchase:


• Only buy tickets from a known venue's box office, sports club, promoter, official agent, or reputable ticket exchange sites. Check to make sure the company is a member of the Society of Ticket Agents and Retailers (STAR).


• Never pay for tickets by bank transfer.


• Consider that tickets advertised on any other sources such as auction sites, social media and fan forums may be fake or non-existent.


The above are points to consider and are not exact recommendation from Vanquis.

Don't let a slip in judgement ruin your holiday. Enjoy your summer whilst staying safe!