Refer a Friend Programme Terms and Conditions

Terms and Conditions

  • This scheme is only open to existing Vanquis customers.
  • There is no restriction on the number of referrals which can be made by a Vanquis cardholder participating in the reward programme nor on the number of rewards which can be achieved provided the qualification criteria are satisfied in full in respect of each referral.
  • Qualification criteria for the reward programme:
    • application made via your dedicated sharing link only. No other method of application is valid for this reward programme;
    • the application is successful and the applicant is accepted as a Vanquis customer; the account is activated; and
    • the new Vanquis customer makes at least one transaction on their new Vanquis Visa card. This transaction needs to be made within 90 days of the application.
  • The reward for each referral satisfying the qualification criteria will be a £25 credit to the Vanquis account of the existing and new cardholder. No cash alternative is available.
  • The reward shall be applied within 45 days of the new cardholder effecting a transaction on their Vanquis Visa card.
  • The reward is not eligible in conjunction with any other offer or cashback programme.
  • The reward cannot be used in payment or part-payment of the Vanquis cardholder account’s monthly minimum payment due. Vanquis cardholders are reminded to make all minimum payments due on time. Failure to do so risks incurring charges.
  • Vanquis Bank reserves the right to modify or withdraw the reward programme at any time with no liability to applicants or existing cardholders.
  • We are unable to respond to queries about non receipt of rewards until 45 days after the referred customers first transaction.
  • The promoter of the reward programme is Vanquis Bank Limited, No. 1 Godwin Street, Bradford BD1 2SU.