Test

Understanding Credit

Credit scores can have a huge impact on our lives – but often, we don’t have any need to think about them until we get declined for credit. 

Building or rebuilding credit can be lengthy and difficult, but there are actions that you can take to help you along the way. Please read on if you require more information about how credit scores work and how you can improve your credit history. The pages in this section should offer some useful guidance - from insolvency to rebuilding your credit rating after a setback, Vanquis Bank is here to help.†

 

 

†The information displayed on these pages does not constitute financial advice. Always do your own research to make sure it is right for your specific circumstances and seek independent advice. We do not accept liability if you rely on any of the information displayed on these pages.

Common Credit Situations & Struggles

Here we discuss the most common situations which can have a negative effect on your credit file and ways to approach them.

Find out more

Credit Score - Improve your Credit Rating

Here you can find out what a "credit score" is, how it is calculated and what the lenders look for when considering their applicants.

Find out more