Complaints Data & Financial Ombudsman Information


Do you have a complaint that we were unable to resolve to your satisfaction? Please read below.



Financial Ombudsman Service

Should you have a complaint that we are unable to resolve to your satisfaction you may refer it to the Financial Ombudsman at, by letter to the Financial Ombudsman Service at Exchange Tower, Harbour Exchange, London, E14 9SR or by telephone on 0800 023 4 567 or 0300 123 9 123. Please click here for call charge information.


If you do not take up your complaint with us first, you will not be entitled to refer it to the Financial Ombudsman Service.


To encourage the use of online dispute resolution (ODR) there is an ODR platform created by the EU commission which allows consumers to submit their complaint through a central site which will forward the complaint to an appropriate alternative dispute resolution scheme. In this case it would be the Financial Ombudsman Service (FOS). You can contact the FOS directly using the contact details given above. For more information about ODR please visit



Publication of Complaints Data

The Financial Conduct Authority (FCA) requires all companies regulated by them to publish high level information relating to complaints. The information is published twice a year for the period 1 January to 30 June and 1 July to 31 December. The FCA also requires firms to breakdown the nature of such complaints into product categories. Currently all complaints received by Vanquis Bank relate to Banking and Credit Cards, Loans and Insurance.


Complaints Publication Report
Firm name: Vanquis Bank Limited
Group: (if applicable): N/A
Other firms included in this report (if any): N/A
Period covered in this report: 1 January to 30 June 2020


Brands/trading names covered: Aquis, Aquis Card, Autograph, Avant, Black Diamond, Chromatic, Chrome, Emporio, Fresh Start, Granite, High Yield Account, Neo,, Origin, Satsuma, Vanquis, Vanquis Bank, Vanquis Bank Loans, Vanquis Bank Savings, Vanquis Card, Vanquis Classic, Vanquis Gold, Vanquis Loans, Vanquis Progress Card, Vanquis Repayment Option Plan, Vanquis Savings, Vanquis Up & Up, XYLO.




Number of complaints opened by volume of business


 Product/Service Grouping

 Provision (at reporting period end date)

 Intermediation (with the reporting period)

Number of Complaints opened

Number of Complaints closed

Percentage closed within 3 days

Percentage closed after 3 days but within 8 weeks

Percentage upheld

Main causes of Complaints opened

Banking and Credit Cards

 4.68 per 1,000 accounts







Information, sums/charges or product performance (Disputes over sums/charges)










Credit Related

 0.13 per 1,000 accounts










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