Pay My Card Login
Savings Cookies & Privacy Contact Us FAQs
Menu Close
LoginLogin
PayPay My Card
  • Check Eligibility
  • Credit Cards
    • APPLY FOR A VANQUIS CREDIT CARD
    • CREDIT CARD FOR BAD CREDIT
    • Terms and Conditions
    • About Repayment Option Plan
    • FAQs
  • Existing Customers
    • EXISTING CUSTOMERS - HOMEPAGE
    • The Vanquis Bank App
    • Vanquis Online Banking
    • Credit Limit Increase Programme
    • What to do if I've missed a payment?
    • Repayment Option Plan
    • PSD2 and Open Banking
    • Protect yourself from fraud
    • Using Your Vanquis Visa Card Abroad
    • Lost or Stolen Card?
    • Fresh Start
  • Understanding Credit
    • UNDERSTANDING CREDIT - HOMEPAGE
    • Financial Problems
    • Your Credit Score
    • Persistent Debt
    • Recommended Payments
    • Jargon Buster
  • About Vanquis
    • Who is Vanquis Bank?
    • Our Awards
    • Our History
    • Customer Testimonials
    • Our Work in The Community
    • Our Environmental Policy
    • News
  • Savings
  • Cookies & Privacy
  • Contact Us
  • FAQs
  • Vanquis
  • Site
  • Home
    • Credit Cards
      • Credit Cards For Bad Credit
      • Terms and Conditions
      • Vanquis Repayment Option Plan
      • FAQ
      • Pre-Qual Terms and Conditions
      • Applying for a Credit Card
      • Credit Cards After Bankruptcy
    • Existing Customers
      • The Vanquis Bank App
      • Vanquis Online Banking
        • FAQs
      • Credit Limit Increase Programme
      • Missed Payments
        • Pay
        • Promise
          • Form
      • ROP
        • Repayment Option Plan Refund
        • Vanquis Repayment Option Plan
      • PSD2 and Open Banking
        • Strong Customer Authentication
        • Third Party Providers
        • Payments in Europe
      • Protect Yourself From Fraud
        • Contact Us
        • Common Scams
        • How to protect yourself and card from fraud
        • How Vanquis Protects You
        • Types of Fraud
        • Fraud FAQS
      • Using Your Vanquis Visa Card Abroad
      • Card Security
      • Fresh Start
        • Flexible Payments
        • Contact Us
    • Understanding Credit
      • Financial Problems
        • Bad Credit
          • Bad Credit Myths
        • CCJs
          • Credit After CCJs
        • Credit After Divorce Separation
        • Insolvency
          • Bankruptcy Guide
        • No Credit History
        • Unreliable Income
        • Overseas UK Credit Rating
        • Turned Down Credit
      • Credit Score
        • Understanding Credit For Children
        • Myths
        • Improve Credit Rating
        • Secured vs Unsecured Cards
        • Express Check
      • Persistent Debt
      • Recommended Payments
      • Jargon Buster
    • Site
    • Contact Us
      • Telephone number and call charge information
    • Terms Of Use
    • Summary
    • Privacy
    • Accessibility
    • Complaints
      • Our Procedure
    • About
      • Our Awards
      • Our History
      • Testimonials
      • Community Work
        • Young Kent
        • Benefits of cycle to work scheme on the wallet
      • Environment
      • News
        • How household bills impact debt
        • Has brexit changed peoples behaviour towards credit
        • Credit card positive financial security
        • Saving spare cash
        • Most generous region
        • Black Friday Revealed
        • Festive Spending Through the Years
        • Valentines day cost
        • How to budget
        • Save money at home
        • How to Save Money by Holidaying at Home
      • Gender Pay Report 2018
    • Remuneration Code Pillar III Disclosures
    • Modern Slavery Act Statement
    • Affiliates
    • RAF Terms and Conditions
    • Neo
    • Loans
    • Enquiry
    • Student credit cards
    • First credit card
    • Developer Portal

Useful Links

Contact Us
FAQs
Refer a Friend
Accessibility
Sitemap

Legal Info

Privacy & Cookies
Terms Of Use
Terms and Conditions
Vanquis Card Summary Box

Corporate Info

Complaints Data
Remuneration Code Pillar III Disclosures
Modern Slavery Act Statement
Become an affiliate
Gender Pay Gap Report 2018

Credit cards are not suitable for long-term borrowing or financing existing debt. Missing payments could have severe consequences and make obtaining credit more difficult.


To build your credit rating and be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay your monthly minimum payment on time. Not doing so could harm your credit rating and ability to obtain more credit. Please also keep your other accounts such as credit cards, loans, catalogues, mobile phone and mortgages in order and don't take on too much debt elsewhere. By using your credit limits and keeping your accounts in order, you demonstrate that you can manage your accounts well and can handle the monthly repayments. There are no guarantees, but if you follow these steps consistently every month, you should be on track to improving your credit history and building a strong credit rating.

Important: Credit is subject to: status; telephone contact; confirmation of name and address; not already holding a credit card issued by Vanquis Bank; no reasonable suspicion of fraud, and is only available to UK residents who are at least 18 years of age and are not legally restricted from obtaining credit e.g. because of bankruptcy. Please read the Summary Box and Terms and Conditions for full financial details.

Vanquis Visa Card is issued by Vanquis Bank Limited. Vanquis Bank can be contacted at its registered office, which is at No. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU. Registered number 02558509 England. VAT number 180555952. Vanquis Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 221156)
© 2020 Vanquis Bank. All rights reserved.