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For a better road ahead

Go to the Moneybarn website

Vehicle finance with Moneybarn

...for your lifestyle, freedom, future.


Moneybarn is a part of the wider Vanquis Banking Group family and provides vehicle finance throughout the UK.


They have a firm focus on lending responsibly and helping thousands of people each month buy a used vehicle on finance, to better their lives on the road. They're experts in helping customers who may struggle to get approval from other lenders, and could help people who:

  • want to build their credit score
  • have less than a perfect credit history
  • are self-employed
  • have a County Court Judgement (CCJ)
  • are in an Individual Voluntary Arrangement (IVA)

To buy a used vehicle, Moneybarn offers a type of vehicle finance called "Conditional Sale agreement". This is where you make fixed monthly repayments over an agreed period. You'll have full use of the vehicle, with no mileage caps and be the registered keeper of the vehicle.


Unlike other types of finance, such as car leasing, once you've made your final monthly repayment, you'll automatically become the legal owner of the vehicle.


If you're looking to buy a used car, van or motorbike on finance then Moneybarn could be right for you.


Representative 30.5% APR


How Moneybarn can help

Moneybarn provides finance from £4,000 to £35,000 to buy a used vehicle, over 36 to 60 months (subject to affordability).


Moneybarn could help you to live your life to the fullest by giving you access to a reliable vehicle. So, whether it's getting to work, taking children to school or simply spending time visiting friends and family - Moneybarn could help get you where you need to be.


Go to the Moneybarn website


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What Moneybarn customers think

Trustpilot reviews and many industry awards continue to reflect Moneybarn's hard work, passion and dedication to delivering the best possible product and experience for their customers.




What do I need to apply?


You'll need:

  • to earn over £1,000 per month (after tax)
  • a valid UK driving licence
  • to be aged between 20 and 75
  • 2 consecutive months of payslips

For more information, take a look at Moneybarn's full lending criteria.

How could Moneybarn help build my credit score?


If you make regular payments on time, such as monthly repayments for your vehicle finance, this shows lenders that you're a reliable borrower and capable of handling credit responsibly. This can make lenders more trusting that you can make regular payments, which could increase your credit score.


However, if you don't make regular payments on time, or miss any payments, this could negatively affect you credit score. You could risk losing your vehicle if you do not keep up payments.