Loans available from £1,500 to £10,000, subject to affordability

Representative 29.5% APR


We're not currently accepting loan applications

What are loans

A personal loan gives you flexibility to borrow a lump sum and pay it back over a fixed period with regular monthly payments. If approved for a Vanquis loan, you can get the cash within 3 days. 


We offer personal loans for up to £10,000. Personal loans allow you to cover large costs, such as home improvement or new furniture, by spreading your payments over time.


> Managing your loan


> More about loans


Applying for a Vanquis Loan

We may offer loans directly to eligible Vanquis credit card customers via email, SMS or through the Vanquis Bank App.


If you're new to Vanquis, you can use our online loan calculator to see if a loan would be right for you and if you're happy you can then apply online. To apply you'll need:

  • your address details
  • information on your income and outgoings
  • details for any current credit agreements such as other personal loans or credit cards


We're not currently accepting loan applications


Managing your loan

Select the option below to manage your Vanquis Loan:

I applied for a Vanquis Loan via a comparison site

If you need to manage your account, you're having difficulty making your loan payments, want a settlement figure or wish to make an additional payment you can call us. If your loan agreement starts with 1 call 0333 003 5803*. If your loan agreement starts with 2 or you're an ex-Sunflower customer call 0800 484 0080*.

Manage my loan


I applied for a Vanquis Loan directly with Vanquis

If you applied for you loan directly with us (through the app, SMS or email) and need to manage your account, you can call our friendly Loans team on 0333 003 5803* and we'll be happy to help. You'll be able to:

  • Make additional payments
  • Check your remaining loan amount and payment dates
  • Get a settlement figure
  • Extra support if you're struggling to pay

More about loans

Our loans section also offers a number of helpful guide articles all about how loans work and what you should consider when thinking about taking out a new loan.


Personal Loans - With personal loans you can borrow a specific amount of money and pay it back with regular monthly payments over a fixed period. Learn more about personal loans.


Online Loans - When considering applying for a loan online, you must have prior knowledge about the features and criteria set up by different lenders. Vanquis tells you all that you need to know about online loans.


Bad Credit Loans - Bad credit loans are created to help people who've had credit issues in the past. Poor credit scores can limit your options while you are applying for a loan. However, you may still be eligible with some lenders. Get more information about bad credit loans.


*Call charge information


Network charges may apply. Calls to 01 and 03 numbers from UK landlines and mobiles are normally included in free plan minutes if available; otherwise calls to 03 numbers cost the same as calls to 01/02 prefix numbers. Calls to 0800 or 0808 numbers are free from mobiles and landlines.