What are loans?
A personal loan gives you flexibility to borrow a lump sum and pay it back over a fixed period with regular monthly payments. If approved, you can get the cash within 3 days.
We offer personal loans for up to £5,000. You can spread out your repayments over 12 - 36 months. Personal loans allow you to cover large costs, such as home improvement or furniture, by spreading your payments over time.
Currently we offer loans directly to eligible Vanquis Credit Card customers via email, SMS or through the Vanquis App. You can also call us to check your eligibility and receive a link to your online application. Give us a ring on 0333 003 5802*.
However if you're not a Vanquis Credit Card customer yet, you can check if you are eligible for a Vanquis loan through a number of money comparison sites such as Compare the Market, ClearScore, Experian, Totally Money, Money Saving Expert and Money Supermarket.
Here's what you can expect when we offer you a loan:
- Simple and straightforward online application
- No hidden charges or fees, ever
- No impact to you credit score if declined
Select the option below to manage your Vanquis Loan:
I applied for a Vanquis Loan via a comparison site
If you already have a loan with Vanquis and you applied through one of our partners sites, you can now login to service your account in our Loan Agreement Service. You'll be able to:
- Check your remaining loan amount
- Check your regular payment amount and date
- Make a payment if you've missed one
If you are having difficulty making your loan payments, want a settlement figure or wish to make an additional payment you can also call us on 0333 003 5803* and our team can help find a solution
I applied for a Vanquis Loan directly with Vanquis
If you applied for you loan directly with us (through the app, SMS or email) and need to manage your account, you can call our friendly Loans team on 0333 003 5802* and we'll be happy to help. You'll be able to:
- Make additional payments
- Check your remaining loan amount and payment dates
- Get a settlement figure
- Extra support if you're struggling to pay
If you're deciding whether a Vanquis Loan is right for you, check out our full guide to loans. We offer a number of helpful guide articles all about how loans work and what you should consider when thinking about taking out a new personal loan
*Call charge information
Network charges may apply. Calls to 01 and 03 numbers from UK landlines and mobiles are normally included in free plan minutes if available; otherwise calls to 03 numbers cost the same as calls to 01/02 prefix numbers. Calls to 0800 or 0808 numbers are free from mobiles and landlines.