Find out more about Vanquis loans, including how to apply for a loan, what to consider when taking one out and managing an existing loan.


Apply for a loan


Loans available up to £5,000 

Representative 39.9% APR (variable)

What are loans?

A personal loan gives you flexibility to borrow a lump sum and pay it back over a fixed period with regular monthly payments. If approved, you can get the cash within 3 days.


We offer personal loans for up to £5,000. You can spread out your repayments over 12 - 36 months. Personal loans allow you to cover large costs, such as home improvement or furniture, by spreading your payments over time.


> Applying for a Vanquis Loan


> Managing your loan


> More about loans


Applying for a Vanquis Loan

Currently we offer loans directly to eligible Vanquis Credit Card customers via email, SMS or through the Vanquis App. You can also call us to check your eligibility and receive a link to your online application. Give us a ring on 0333 003 5802*.


However if you're not a Vanquis Credit Card customer yet, you can check if you are eligible for a Vanquis loan through a number of money comparison sites such as ClearScore, Experian, Totally Money, and Money Supermarket.


Here's what you can expect when we offer you a loan:

  • Simple and straightforward online application
  • No hidden charges or fees, ever
  • No impact to you credit score if declined

Managing your loan

Select the option below to manage your Vanquis Loan:

I applied for a Vanquis Loan via a comparison site

If you already have a loan with Vanquis and you applied through one of our partners sites, you can now login to service your account in our Loan Agreement Service. You'll be able to:

  • Check your remaining loan amount
  • Check your regular payment amount and date
  • Make a payment if you've missed one

If you are having difficulty making your loan payments, want a settlement figure or wish to make an additional payment you can also call us on 0333 003 5803* and our team can help find a solution


Manage my loan


I applied for a Vanquis Loan directly with Vanquis

If you applied for you loan directly with us (through the app, SMS or email) and need to manage your account, you can call our friendly Loans team on 0333 003 5802* and we'll be happy to help. You'll be able to:

  • Make additional payments
  • Check your remaining loan amount and payment dates
  • Get a settlement figure
  • Extra support if you're struggling to pay

More about loans

Our loans section also offers a number of helpful guide articles all about how loans work and what you should consider when thinking about taking out a new loan.


Personal Loans - With personal loans you can borrow a specific amount of money and pay it back with regular monthly payments over a fixed period. Learn more about personal loans here.


Online Loans - When considering applying for a loan online, you must have prior knowledge about the features and criteria set up by different lenders. Vanquis tells you all that you need to know about online loans.


Bad Credit Loans - Bad credit loans are created to help people who've had credit issues in the past. Poor credit scores can limit your options while you are applying for a loan. However, you may still be eligible with some lenders. Get more information about bad credit loans here.


*Call charge information


Network charges may apply. Calls to 01 and 03 numbers from UK landlines and mobiles are normally included in free plan minutes if available; otherwise calls to 03 numbers cost the same as calls to 01/02 prefix numbers. Calls to 0800 or 0808 numbers are free from mobiles and landlines.