An eligibility checker allows you to check your likelihood of getting a Vanquis Credit Card without impacting your credit score. This tool will help reduce the guesswork which comes with shopping for credit.
Why you should check eligibility for a credit card
No one likes an unpleasant surprise. To be accepted for a credit card a lender must first check you against their criteria. Without knowing what the exact criteria is it can be hard to know if you'll be accepted.
With the eligibility checker it tries to remove the uncertainty from the application process. It is free to check, you get a quick response, and it has no impact on your credit score.
Steps to check your eligibility
Our checker is a four step form, quick and easy to complete. We will ask:
- About you
- Your address
- Your contact details
- Your finances
Representative 34.5% APR (variable)
What information do I need to check my eligibility?
You must be 18 or over to use our four-step eligibility check and apply for a credit card. To complete the eligibility check you will need to provide a few details:
- Personal details like your full name and date of birth.
- Address details and residential status.
- Contact details like your email and at least one telephone number.
- Employment status and income. This would include any wages, benefits, and pensions you receive.
Be aware if you have moved home within the last 3 years, please provide your previous address. This will increase your chances of completing the check.
I have checked my eligibility, what is next?
Once you have submitted your eligibility check we will be able to provide you with a response.
If it is a yes, you'll be offered a credit card and be told its Annual Percentage Rate (APR). If you're happy you can go ahead and complete your application for a Vanquis Credit Card.
In some cases, you may need to provide us with some more information. Your application is referred to our team who will contact you. There's no need to re-fill any of your personal details. If we say 'no' then you might find we can introduce you to LOQBOX. They can help you improve your credit score and save money at the same time. This option will be offered if you are declined and could help you.